You can use your debit card at Publix now!
Your OTC/Rewards debit card can be used for any qualifying purchase at any Publix. Some restrictions apply and taxes are not included.
Learn more.
2026 Plan Year Benefits
Health First Classic (HMO-POS) H1099-001, Health First Value (HMO) H1099-006 , Health First Rewards (HMO) H1099-014, Health First Secure (HMO) H1099-009, Health First Emerald Plus (HMO) H1099-026, Health First SunSaver (HMO) H1099-016, and Health First Premier Access (HMO-POS) H1099-027, Health First Emerald Plus H1099-028 (HMO).
For members on the above plans, each quarter you will receive an allowance that you can use toward health-related over-the-counter (OTC) items and drugs that are not covered by Medicare Part A, B or D.
Health First Complete Care (HMO) H1099-023, Health First Premier Access (HMO-POS) H1099-025, and Health First Emerald Plus (HMO) H1099-024.
For members on these three plans, you’ll have a monthly allowance that will be added to your Health First debit card to spend on over-the-counter (OTC) items and drugs that are not covered by Medicare Part A, B, or D.
When will I receive my funds on my debit card?
For a quarterly allowance, on the first day of every quarter—January, April, July, and October—your allowance dollars will automatically be added to your card.
For monthly allowances, on the first day of each month, your allowance dollars will automatically be added to your card.
Do unused funds roll over on my debit card?
Your allowance does not roll over and will expire at the end of each quarter or month, depending on your plan. Be sure to use it before your month or quarter is over.
How do I activate my debit card?
Have your new member ID number handy and follow the instructions on the card.
Eligible items.
Eligible items include:
- Nicotine replacement therapy items.
- Band aids and first aid supplies.
- Food scales.
- Oral hygiene care products.
- OTC antibiotic creams/ointments.
- OTC antihistamines and allergy sprays.
- OTC cold/cough/flu drugs.
- OTC pain relievers.
OTC Catalog.
2026 OTC Catalog - coming soon
2025 OTC Catalog (updated 01/17/2025)
You can receive an emailed copy of the OTC catalog by calling or visiting the below website. Phone: 1.833.569.2330, select option 5.
For printed copies, please contact Health First Health Plans Customer Service.
Members can also find OTC catalogs on the OTC Network App.
- The OTC Network app allows members to use a smartphone to scan items in a store to see if they are eligible for purchase using the OTC allowance.
- To obtain the app, members can go to mybenefitscenter.com
and click the OTC Network app icon. The app will download via the Apple or Android store.
How to use OTC Benefits.
Visit a retail partner. CVS, Walgreens, Walmart, and other retailers in the InComm network let you pay for eligible items with your card. You can locate participating retailers by going to myotccard.com
OTC home delivery services.
You may use your allowance to purchase eligible OTC items through CVSHealth, and receive free delivery. CVSHealth offers a broad, flexible catalog of OTC items. By visiting myotccard.com
You may also purchase OTC eligible items online at athome.medline.com/card.
Can I use my OTC allowance for dental services?
Your OTC allowance and dental allowance use the same debit card. However, the OTC allowance and dental allowance are separate benefits. Each allowance can only be used for the respective products and services outlined in your plan benefit documents.
Was my credit impacted by this card?
Your new card is a debit card. Your credit was not used to secure the card.
Y0089_EL110251_M | Accepted date: 10/01/2025
Last updated: 10/01/2025